Download Prime Minister's Business Loan Scheme Pre-Feasibility and Business Plans outlined by SMEDA

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Guidelines on Developing an effective Business Plan and Business Plan Template

Pre-Feasibility Reports

Engineering and Manufacturing (9)

Information Technology (3)

Agriculture (4)

Agriculture and Food Processing (7)

Livestock (11)

Food (3)

Services (13)

Minerals (6)

Prime Ministers Youth Business Loan Scheme

The Government of Pakistan under the label of "Prime Ministers Youth Business Loan Scheme" has taken an excellent initiative of giving loans to the general public aged between 21 and 45 years. This scheme has great potential for playing a vital role in improving the country's economy if implemented with full transparency. Its conditions of eligibility are laudable because maintaining the upper age limit of 45 years will give maximum advantage to those with skill and ability who have yet not been able to earn and contribute to the society as per their abilities. In a country where discrimination against the women is often debated and highlighted, 50% of the funds being earmarked for either of the two genders also ensures gender equality as a prime agenda of the government. Also the growing number of victims of the wave of terrorism in the past decade have been given a special 5% quota (which also includes disabled persons quota). And a great plus of the project is that anybody whether employed or un-employed can apply for a loan provided that he / she has a feasible business plan / entrepreneurial abilities. The loan can be sanctioned of any amount from Rs. 0.1 to Rs. 2.0 Million keeping in view the feasibility of the project, and the entrepreneur can use the amount for starting a new or growing an already existing business. Mark-up to be paid by the loan applicant is also 8% while 7% will be paid by the Government itself, and the maximum period for loan re-imbursement in installments is 8 years including the 1st year during which reimbursement of installments would not commence. A total of 100,000 loans will be paid and the total allocation for this scheme is Rs. 5 billion.

City-Wise Summary of Pakistani Universities

City	Population	Public Universities	Private Universities	Chartered by	Total
Abbottabad		01	00	Federal Government	01
Bahawalpur		01	00	Punjab Government	01
Bannu		01	00	Government of KPK	01
Bhimber		00	01	Government of KPK	01
Dera Ismail Khan		01	01	Government of KPK	02
Dir		02	00	Government of KPK	02
Faisalabad		02	01	Punjab Government	03
		01	00	Federal Government	01
Gilgit		01	00	Federal Government	01
Gujranwala		00	01	Punjab Government	01
Gujrat		01	00	Punjab Government	01
Hyderabad		00	01	Sindh Government	01
Islamabad		12	04	Federal Government	16
Jamshoro		03	00	Sindh Government	03
Karachi		04	22	Sindh Government	26
		02	01	Federal Government	03
Khairpur		01	00	Sindh Government	01
Khuzdar		01	00	Govt. of Balochistan	01
Kohat		01	01	Government of KPK	02
Lahore		10	17	Punjab Government	27
		02	01	Federal Government	03
Larkana		01	00	Sindh Government	01
Lasbela		01	00	Govt. of Balochistan	01
Malakand		01	00	Government of KPK	01
Mansehra		01	00	Government of KPK	01
Mardan		01	00	Government of KPK	01
Mirpur AJK		01	00	Government of AJK	01
Multan		01	01	Punjab Government	02
Muzaffarabad		01	00	Government of AJK	01
Nawabshah		02	00	Sindh Government	02
Nerian Sharif AJK		00	01	Government of AJK	01
Nowshera		00	01	Government of KPK	01
Peshawar		07	06	Government of KPK	13
Quetta		03	01	Govt. of Balochistan	04
Rawalpindi		02	00	Punjab Government	02
		01	00	Federal Government	01
Sargodha		01	00	Punjab Government	01
Sukkur		01	00	Sindh Government	01
Swabi		00	01	Government of KPK	01
Swat		01	00	Government of KPK	01
Tandojam		01	00	Sindh Government	01
Taxila		01	01	Punjab Government	02
Wah		00	01	Punjab Government	01
Total		76	64		140

Universities in Dera Ismail Khan

Public Universities in Dera Ismail Khan

1. Gomal University, D.I. Khan

Private Universities in Dera Ismail Khan

1. Qurtaba University of Science & Information Technology, D. I. Khan

Universities in Jamshoro

Public Universities in Jamshoro

1. Liaquat University of Medical and Health Sciences (LUMHS), Jamshoro Sindh
2. Mehran University of Engg. & Technology, Jamshoro
3. University of Sindh, Jamshoro

Universities in Gujranwala

Private Universities in Gujranwala

1. GIFT University, Gujranwala

Universities in Gilgit

Public Universities in Gilgit

1. Karakuram International University, Gilgit

Universities in Faisalabad

Public Universities in Faisalabad

1. Government College University (GCU), Faisalabad
2. National Textile University (NTU), Faisalabad
3. University of Agriculture, Faisalabad

Private Universities in Faisalabad

1. The University of Faisalabad, Faisalabad

Universities in Dir

Public Universities in Dir

1. Shaheed Benazir Bhutto University, Sheringal, Dir
2. University of Malakand, Chakdara, Dir. Malakand

Universities in Bhimber, AJK

Private Universities in Bhimber

1. Al-Khair University, Bhimber, AJ&K (Admissions allowed only at main campus, Bhimber, AJ&K w.e.f 17.10.2011)

Universities in Bannu

Public Universities in Bannu

1. University of Science & Technology, Bannu

Universities in Bahawalpur

Public Universities in Bahawalpur

1. Islamia University Bahawalpur

Universities in Hyderabad

Private Universities in Hyderabad

1. Isra University, Hyderabad
2. University of East, Hyderabad (University Banned for Enrollement after 01-01-2011)

Universities in Rawalpindi

Public Universities in Rawalpindi

1. Fatima Jinnah Women University (FJWU), Rawalpindi
2. National University of Sciences & Technology (NUST), Rawalpindi
3. University of Arid Agriculture, Murree Road, Rawalpindi

Universities in Karachi

Public Universities in Karachi

1. Dawood College of Engineering & Technology, Karachi
2. DOW University of Health Sciences Karachi
3. Institute of Business Administration (IBA), Karachi
4. NED University of Engineering & Technology, Karachi
5. Pakistan Naval Academy, Karachi
6. University of Karachi (UoK), Karachi

Private Universities in Karachi

1. Agha Khan University (AKU), Karachi
2. Baqai Medical University, Karachi
3. Commeces Institute of Business & Emerging Sciences, Karachi
4. Dadabhoy Institute of Higher Education, Karachi
5. Greenwich University, Karachi
6. Hamdard University, Karachi
7. Indus Institute of Higher Education (Now upgraded as University), Karachi
8. Indus Valley School of Art and Architecture, Karachi
9. Institute of Business & Technology BIZTEK, Karachi
10. Institute of Business Management (IoBM), Karachi
11. Iqra University, Karachi
12. Jinnah University for Women, Karachi
13. Karachi Institute of Economics & Technology (KIET), Karachi
14. KASB (Khadim Ali Shah Bukhari) Institute of Technology, Karachi
15. Mohammad Ali Jinnah University (MAJU), Karachi
16. Newports Institute of Communications and Economics, Karachi
17. Preston Institute of Management Sciences and Technology (PIMSAT), Karachi
18. Preston University, Karachi
19. Shaheed Zulfikar Ali Bhutto Institute of Science & Technology (SZABIST), Karachi
20. Sindh Institute of Medical Sciences, Karachi
21. Sir Syed University of Engg. & Technology (SSUET), Karachi
22. Textile Institute of Pakistan (TIP), Karachi
23. Zia-ud-Din Medical University, Karachi

Universities in Peshawar

Public Universities in Peshawar

1. Frontier Women University, Peshawar
2. Institute of Management Sciences (IMSciences), Peshawar
3. Islamia College University, Peshawar
4. Khyber Medical University, Peshawar
5. Khyber Pakhtunkhwa Agriculture University, Peshawar
6. NWFP University of Engineering & Technology, Peshawar
7. University of Peshawar, Peshawar

Private Universities in Peshawar

1. Abasyn University, Peshawar
2. CECOS University of Information Technology and Emerging Sciences, Peshawar
3. City University of Science & Information Technology, Peshawar
4. Gandhara University, Peshawar
5. Iqra National University, Peshawar
6. Sarhad University of Science & Information Technology, Peshawar

Universities in Lahore

Public Universities in Lahore

1. Government College University (GCU), Lahore
2. King Edward Medical University, Lahore
3. Kinniard College for Women, Lahore
4. Lahore College for Women University (LCWU), Lahore
5. National College of Arts (NCA), Lahore
6. Pakistan Institute of Fashion & Design, Lahore
7. University of Education, Lahore
8. University of Engineering & Technology (UET), Lahore
9. University of Health Sciences (UHS), Lahore
10. University of the Punjab, Lahore
11. University of Veterinary and Animal Sciences (UVAS), Lahore
12. Virtual University of Pakistan (VU), Lahore

Private Universities in Lahore

1. Beaconhouse National University (BNU), Lahore
2. College of Buisness Administration& Economics (NCBA&E) Lahore
3. Forman Christian College (FCC), Lahore
4. Global Institute, Lahore
5. Hajvery University (HU), Lahore
6. Imperial College of Business Studies, Lahore
7. Institute of Management Sciences (IMS), Lahore
8. Lahore Leads University, Lahore
9. National College of Business Administration & Economics, Lahore
10. Lahore School of Economics (LSE), Lahore
11. Lahore University of Management Sciences (LUMS), Lahore
12. Minhaj University, Lahore
13. Punjab Information Technology University, Lahore
14. The Superior College, Lahore
15. University of Central Punjab (UCP), Lahore
16. University of Management & Technology (UMT), Lahore
17. University of Lahore, Lahore
18. University of South Asia (USA), Lahore

List of Universities in Quetta

Public Universities

1. Balochistan University of Information Technology and Management Sciences, Quetta
2. Sardar Bahadur Khan Women University, Quetta
3. University of Balochistan, Quetta

Private Universities

1. Al-Hamd Islamic University, Quetta

Universities in Islamabad

Public Universities in Islamabad

1. Air University (AU), Islamabad
2. Allama Iqbal Open University (AIOU), Islamabad
3. Bahria University (BU), Islamabad
4. COMSATS Institute of Information Technology, Islamabad
5. Federal Urdu University of Arts, Sciences and Technology (FUUAST), Islamabad
6. Institute of Space Technology (IST), Islamabad
7. International Islamic University (IIU), Islamabad
8. National Defense University, Islamabad (NDU)
9. National University of Modern Languages (NUML), Islamabad
10. Pakistan Institute of Development Economics (PIDE), Islamabad
11. Pakistan Institute of Engineering & Applied Sciences (PIEAS), Islamabad
12. Quaid-i-Azam University (QAU), Islamabad

Private Universities in Islamabad

1. Foundation University, Islamabad
2. National University of Computer and Emerging Sciences (NUCES), Islamabad
3. Riphah International University (RIU), Islamabad
4. Preston University, Islamabad (Chartered by Govt. of KPK)

FATA University Darra Adamkhel, FATA, Pakistan

A university proposed to be established in the Federally Administered Tribal Areas of Pakistan is nearly to materialize in the near future. The approval of the university came when Ex-President Mr. Asif Ali Zardari signed / approved the FATA University Regulation 2013 on May 20th, 2013. However, there are political motives (of the representatives of the area) involved for gaining credit for establishment of the said university, which have caused great hindrance even in the nomination of a mutually consented candidate as a Vice Chancellor for the university. Twice the appointments of two different candidates as Vice Chancellors were rolled back by the Government. But the encouraging factor is that funds have been earmarked for the project (installation of the necessary infrastructure) and a late but mutual consensus has been reached that the university will be situated at Akhurwal in Darra Adamkhel (adjacent to Peshawar). An area of 266 Kanals of land has been acquired for the said purpose. 

The idea of FATA University began when the Prime Minister of Pakistan issued a directive to the relevant authorities back in 2008 regarding developing a framework for establishment of the university. Once the Higher Education Commission in 2010, even had declared that the classes of the university would be started within a month in a temporary campus. But, the poor law and order situation and diverting of funds for the fight against terrorism (from the Public Sector Development Programs) in the area has been the primary cause of such directives and agreements not being materialized. 

NTS holds NAT for Bachelor Admissions and GAT for Post-Graduate Admissions in Pakistani Universities

NTS has been denounced as the test conducting body for admissions to Pakistani Universities graduate and postgraduate programs. The denouncement came as a directive from the Higher Education Commission, Islamabad to the Pakistani Universities. For details click here.

The National Testing Service (NTS) conducts National Aptitude Test (NAT) of the students willing to take admission in any Bachelor program of the NAT associated universities of Pakistan. This responsibility has been given to NTS by the Higher Education Commission of Pakistan, Islamabad. The NAT associated universities are those which have opted to accept NAT scores in lieu of admission test scores, and thus they do not conduct their admission tests separately. NAT is therefore meant to exempt the process of conducting Entry Test by each university every time the admissions are announced (since each university following semester system offers admissions twice a year). Moreover, in this way the students are at ease of not having to appear in the admissions test of each and every university they wish to apply in. This certainly saves the cost and time of applying for admission tests in various universities separately. The test (NAT) is conducted for particular degree programs offered by the NAT associated universities. Passing NAT does not guarantee that one would be eligible to take admission in any program of these universities. Rather it is only an alternative of admission test scores, and the universities evaluate the potential students keeping in view other criteria too as per their preferences such as previous academic records etc.

The NTS announces a yearly NAT schedule according to which the test is advertised and held every month. Click here to read the NAT 2014 schedule and be informed when to register yourself for the test. The NTS registration form is available at the NTS website at this link. It is to be noted that no documents except 2 photographs and the paid online bank receipt are required to be sent to NTS for the purpose of registration. After one has registered and appeared in NAT, its result will be valid till the expiry of full 1 year from the date of announcement of NAT result.

NTS National Aptitude Test Schedule 2014

Allama Iqbal Open University

Allama Iqbal Open University (AIOU) was established in May 1974 with its main campus at Islamabad while the regional offices are spread all over the country. It is one of the oldest distance learning universities providing lowest cost education open for everybody residing in Pakistan (whether they are Pakistani citizens or foreigners residing in Pakistan). It aims to provide continuing education to job holders and those who cannot leave their homes via its distance learning programs, thus targeting the remote areas of the country in spreading education.

What is distance learning?

Click here to learn about distance learning and know about its significance.

Virtual University of Pakistan

Virtual University of Pakistan is a Public Sector University that was established in 2002 with its Head Office at Lahore. It is the first University in Pakistan equipped with modern technology as the only basis of its entire educational framework, that is to say that there are no campuses that hold classes (with students and teachers in a classroom); rather the whole studying procedure is technology dependent. The quality of education is none less than World-Class at the University. One might think that how could the learning quality be world-class without a proper student-teacher interaction (that is practiced in most of the top quality education imparting institutions world-wide), but would soon agree that the inventions of computer and internet leave no shortfalls when properly managed to develop an infrastructure like that of the Virtual University of Pakistan.

International Islamic University Islamabad

International Islamic University, Islamabad (IIUI) comprises of two campuses within Islamabad at present. Primarily its foundation was laid at the famous Faisal Mosque (Islamabad) on November 11th, 1980. The Faisal Mosque, is a memory of the late Saudi King Shah Faisal (martyred on 25th March 1975) because he gifted it to Pakistan during his reign. New campus of the International Islamic University is located in Sector H-10, Islamabad. Both campuses deal in academically different contexts or fields.

The primary academic programs of the Faisal Mosque Campus relate to Islamic teachings whereas the new campus deals with a vast variety of modern academic programs comprising of various faculties which are listed below.

Faculties at IIU Islamabad (H-10 Campus)

• Basic and applied sciences,
• Social sciences,
• Engineering and technology,
• Islamic studies,
• Languages and Literature,
• Shariah and Law including Arabic.

For more details about the specific degree programs offered by these faculties visit the university website. The specific distinguishing characteristic feature of International Islamic University is that it observes the Pardah (or the legal veil) for Women and thus has a separate building for women.